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Need Extra Cash This Holiday Season?

The holiday season is almost here, and it’s time to start planning and budgeting for gifts, food, and events. But worry not, Energize Credit Union ECU has got your back! We are excited to announce our Christmas loans with an interest rate as low as 12% for 12 months and a maximum loan amount of $1,500. The application period for these loans starts on October 1st and ends on December 31st.

But that’s not all! If you have other ECU loans, you can pair payment skips with your Christmas loan to give you more financial freedom during the holiday season. You can skip two payments in a twelve-month period, and the two payment skips must not be in consecutive months. Please note that a $20 fee per skip applies, and your payroll deduction for Energize will not change. Once we receive and process the funds (typically by the 10th of the following month) you will be able to access the funds in your share account. You can do this by using your debit card to make purchases or withdraw the funds at a fee free ATM. If you prefer, we can also issue you a check.

Don’t let financial stress ruin the holiday season for you and your loved ones. Get holiday ready with ECUs Christmas loans and payment skips and create memories that will last a lifetime!

If you are interested in learning more about our Christmas loans or payment skips speak with your local credit union director or contact Energize directly at: 405-478-0046 or

Base Rates (As Low As) subject to change and adjustment for Credit Score. Loans subject to approval.
*100% of MSRP/NADA/Kelley/Appraisal. *APR = Annual Percentage Rate