Investments
Certificate of Deposit (CD)
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Terms from 6 to 36 Months.
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Low minimum deposit of $1,000.
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Earn competitive Rates on a Certificates of Deposit.
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Fully Insured by NCUSIF (see Dep Insurance Page).
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Dividend rate guaranteed throughout the term.
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Maximum return with Dividends compounded and posted Quarterly.
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At end of term, you will receive a maturity notice with 10-day grace period.
Individual Retirement Account (IRA)
Traditional and Roth accounts are available for your future saving goals and insured to $250,000 by the NCUA. IRA contributions may be tax deductible or tax deferred (ask your Tax Advisor for information). Tax-deferred Dividends paid Quarterly. Contribution Limit for 2019 is $6,000.
Click links to learn more about Traditional or Roth IRAs.
Frequently Asked Questions
IRA Comparison
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Traditional |
Roth |
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Deductible Contributions? |
Yes |
No |
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Tax Deferred Earnings? |
Yes |
Not after Age 59 1/2 |
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Early Withdraw Penalty? |
Yes, 10% prior to 59 1/2 |
No |
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Contributions Age Limited? |
Yes, at 70 1/2 |
No |
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Withdrawal Requirement? |
Yes, at 70 1/2 |
No |