Certificate of Deposit (CD)

  • Terms from 6 to 36 Months.
  • Low minimum deposit of $1,000.
  • Earn competitive Rates on a Certificates of Deposit.
  • Fully Insured by NCUSIF (see Dep Insurance Page).
  • Dividend rate guaranteed throughout the term.
  • Maximum return with Dividends compounded and posted Quarterly.
  • At end of term, you will receive a maturity notice with 10-day grace period.

Individual Retirement Account (IRA)

Sock it away in your IRA

Traditional and Roth accounts are available for your future saving goals and insured to $250,000 by the NCUA. IRA contributions may be tax deductible or tax deferred (ask your Tax Advisor for information). Tax-deferred Dividends paid Quarterly. Contribution Limit for 2019 is $6,000.

Click links to learn more about Traditional or Roth IRAs.

Frequently Asked Questions

IRA Comparison
  Traditional Roth
Deductible Contributions? Yes No
Tax Deferred Earnings? Yes Not after Age 59 1/2
Early Withdraw Penalty? Yes, 10% prior to 59 1/2 No
Contributions Age Limited? Yes, at 70 1/2 No
Withdrawal Requirement? Yes, at 70 1/2 No

Review Link Attachments for more details.