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IRA Savings

Traditional and Roth accounts are available for your future saving goals and insured to $250,000 by the NCUA. IRA contributions may be tax deductible or tax deferred (ask your tax advisor for information). Dividends paid quarterly. Contribution limit for 2024 is $7,000. If within the tax year you will be age 50 or older you can contribute an additional $1,000.

Click links to learn more about Traditional or Roth IRAs.  New Deposit Policy limits to $300,000.

IRA Comparison
Item Traditional Roth
Deductible Contributions? Yes No
Tax Deferred Earnings? Yes Not after Age 59 1/2
Early Withdraw Penalty? Yes, 10% prior to 59 1/2 No
Contributions Age Limited? No No
Withdrawal Requirement? Yes, at 73 No

Traditional IRA's:

Roth IRA's:

Transfers, Rollovers and Conversions:

IRA and Retirement Plan Distributions:

Inherited IRA's:


SEP, SIMPLE IRA and Individual Plans:

Review Link Attachments for more details.

Base Rates (As Low As) subject to change and adjustment for Credit Score. Loans subject to approval.
*100% of MSRP/NADA/Kelley/Appraisal. *APR = Annual Percentage Rate