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Other Collateral Loans

Shopping for something to spruce up your home or make your free time more enjoyable? We can help you with a fixed rate secured loan. Items we finance include:

  • New Furniture & Appliances
  • Lawn & Garden Equipment
  • ATVs & Cycles
  • Boats and Motors
  • Trailers
  • Recreational Vehicles

Other Collateral Loan Details:

  • Amount available for financing based on value
  • Rates as low as 8% Annual Percentage Rate
  • Up to 84-month term
  • Member may defer up to 2 payments at time loan is opened

Add on to your loan:

During the term of a loan, additional amounts may be borrowed and added to the outstanding balance.  Providing, the loan balance is $200 below the maximum loan limit allowed for that category and the loan balance does not exceed the value of the collateral. However, if the current rate is less than the original loan rate, then the loan will remain at its original rate. Not all types of other collateral qualify for add-ons. Contact Energize at 405-478-0046 or for more details.

If you are interested in learning more speak with your local credit union director or contact Energize directly at 405-478-0046 or

Apply Now

Base Rates (As Low As) subject to change and adjustment for Credit Score. Loans subject to approval.
*100% of MSRP/NADA/Kelley/Appraisal. *APR = Annual Percentage Rate