Skip to main content

Text Banking

Mobile Banking Terms & Conditions

To Use Mobile Text Message Service: *

  • Send text with the one of the requests listed below to: 44660
  • Message frequency is dependent upon individual user settings.

* You must register for eBanking Solutions on your Online Banking site before this service is enabled. Remember, you may be charged access rates or text messaging fees from your mobile phone carrier depending on your service plan. These fees are independent of any fees imposed by the credit union. Check with your mobile service provider for details on specific fees and charges.

Text Messaging Requests:

  • sum - Receive summary information for all enabled accounts
  • bal - Receive balances for enabled accounts
  • msg - Text message directly to designated credit union contact
  • sum ck1 - Receive summary information for account ck1
  • bal sv2 - Receive balance information for account sv2
  • help - text HELP to 44660 for help

Remember, you may use your own mobile friendly names, up to 5 characters,
to replace the example account names (IE: ck1, sv2).

Supported Carriers:

  • AT&T Mobility
  • T-Mobile
  • Verizon Wireless
  • Sprint
  • Nextel
  • Alltel
  • Dobson
  • U.S. Cellular
  • MetroPCS
  • Virgin Mobile
  • Boost

“What would a typical text message request look like and what can I expect to get in response?”

Balance requests will contain a list of account short names and balances.

Summary information requests will include the account short name and balance, the last deposit date and amount for share draft and share savings (LD), the maturity date for share certificate accounts (MD), the next payment date and amount for loan accounts (NP), and the most recent transactions (T1, T2, ...).

Example 1:

Request account summary for all enabled accounts

Text Message Request

sum

Text Message Response

eBanking Solutions

ck1: $5,256.33

LD: 11/7/08 $950.00

T1: 1/22/08 -$340.00

T2: 1/10/08 -$250.00

T3: 12/5/07 -$100.00

sv1: $1220.55

LD: 1/5/08 $450.00

T1: 1/5/08 $450.00

T2: 12/15/07 -$375.0

cd1: $1220.55

MD: 7/15/09

T1: 1/5/08 $53.21

T2: 12/5/07 $51.08

ln1: $12,245.00

NP: 2/14/02 $125.45

Example 2:

Receive balances for all enabled accounts

Text Message Request

bal

Text Message Response

eBanking Solutions

ck1: $5,256.33

sv1: $1220.55

cd1: $1220.55

ln1: $12,245.00

Example 3:

Receive balances for select accounts

Text Message Request

bal ck1 ln1

Text Message Response

eBanking Solutions

ck1: $5,256.33

ln1: $12,245.00

Example 4:

Request summary information for an account

Text Message Request

sum ck1

Text Message Response

eBanking Solutions

ck1: $5,256.33

LD: 11/7/08 $950.00

T1: 1/22/08 -$340.00

T2: 1/10/08 -$250.00

T3: 12/5/07 $450.00

Example 5:

Request summary information for select accounts

Text Message Request

sum ck1 cd1

Text Message Response

eBanking Solutions

ck1: $5,256.33

LD: 12/5/08 $450.00

T1: 1/22/08 -$340.00

T2: 1/10/08 -$250.00

T3: 12/5/07 $450.00

cd1: $1220.55

MD: 7/15/09

T1: 1/5/08 $53.21

T2: 12/5/07 $51.08

To Cancel Mobile Web-Enabled Service (Opt-Out):

At any time, you may choose to cancel subscription to this service by:

  • Sending a text message with the keyword stop to 44660

Terms and Conditions:

  • Use of this service is subject to the terms of the Online Banking Disclosure and Service Agreement. Your use of this service is your acknowledgment that you have received these agreements and intend to be bound by them.
  • Message & Data Rates May Apply
  • Web access is required to use our web-enabled Mobile Banking service. 
  • Must be account holder or have permission from the account holder to subscribe.
  • All subscriptions renew automatically until canceled.

Base Rates (As Low As) subject to change and adjustment for Credit Score. Loans subject to approval.
*100% of MSRP/NADA/Kelley/Appraisal. *APR = Annual Percentage Rate