WHAT DOES ENERGIZE CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?
Facts
Why?
Financial companies choose how they share your personal information. Federal law gives
consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and account balances
- account transactions and credit history
- income and payment history
When you are no longer our member, we continue to share your information as described in this notice.
How?
All financial companies need to share members’ personal information to run their everyday
business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Energize Credit Union chooses to share; and whether you can limit this sharing.
HOW DOES ENERGIZE CREDIT UNION SHARE YOUR INFORMATION?
| Reasons we can share your personal information |
Does Energize Credit
Union share? |
Can you limit this sharing? |
For our everyday business purposes –
such as to process your transactions, maintain your
account(s), respond to court orders and legal
investigations, or to report to credit bureaus |
Yes |
No |
For our marketing purposes –
to offer our products and services to you |
Yes |
No |
| For joint marketing with other financial companies |
No |
We don’t share |
For our affiliates’ everyday business purposes –
information about your transactions and experiences |
No |
We don’t share |
For our affiliates’ everyday business purposes –
information about your creditworthiness |
No |
We don’t share |
| For our affiliates to market to you |
No |
We don’t share |
| For nonaffiliates to market to you |
No |
We don’t share |
Questions?
Call (405) 478-0046 or go to www.energize.coop
What We Do
How does Energize Credit Union protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Energize Credit Union collect my personal information?
We collect your personal information, for example, when you
- open an account or deposit money
- use your credit or debit card or apply for financing
- give us your contact information
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only
- sharing for affiliates’ everyday business purposes – information about your creditworthiness
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
State law and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
- Energize Credit Union does not share with our affiliates.
Nonaffiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
- Energize Credit Union does not share with our nonaffiliates so they can market to you.
Joint Marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- Energize Credit Union does not jointly market.