Energize offers a potential rate match for qualifying members who provide documentation of a lower rate with comparable terms. All rate match requests are subject to approval and require proper documentation.

Documentation Requirements:

• The member must provide independent written documentation of the competitor's approved rate. This documentation must include:
  • The competitor's name
  • The approved rate
  • A date within 90 days of the request
• Alternatively, if the competitor's rate is credit score-based, the member may provide a rate listing. If the listing is not score-based, a credit score of 700 or higher will qualify for the competitor's best rate.

Applicable Loans:

• Applies to new and existing collateral loans (a loan statement is required for existing loans).
• Excludes dealer zero-percent financing offers.
• Refinanced loans (loans moved to Energize from another lender) may qualify for a rate match minus 25 basis points.

For further inquiries or to submit documentation for review, please contact Energize.