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Certificates of Deposit (CD)

A little over a year, a lot more return.

13 months from now, you'll be glad you moved your money

You have the power to do something now that will benefit future-you! A CD from Energize Credit Union is always a great way to amp up your savings, but that’s especially true with our limited-time offers:

CD offer #1*

CD offer #2*

4.15% APY

13 months

$50,000 minimum

4.00% APY

13 months

$1,000 minimum

 No matter which offer you pick, you’ll enjoy these benefits:

  • Deposit up to $300,000 for the maximum return.
  • The rate is guaranteed for the CD’s entire term.
  • Unlike the stock market, your deposit is federally insured up to $250,000.

Fresh funds for us means a fresh rate for you! Contact us today to get started.

*APY=Annual Percentage Yield. Offer valid until $700,000 in promotional CD deposits received OR 12/18/26, whichever comes first. To be eligible for the 4.00% APY offer, a member must deposit a minimum of $1,000 in new money not on deposit at ECU into a 13-month CD; to be eligible for the 4.15% APY offer, a member must deposit a minimum of $50,000 in new money not on deposit at ECU into a 13-month CD. Funds withdrawn and redeposited during the promotion period aren’t eligible for special rate and term. The CD Jumbo Bonus offer doesn’t apply to this offer. Penalties apply for early withdrawal. After the promotional term expires, the CD will roll over to a 12-month term at the standard rate. Contact ECU for complete details.


  • Terms from 6 to 36 months.
  • Low minimum deposit of $1,000.
  • Earn competitive Rates.
  • Fully insured by NCUSIF (see Deposit Insurance Page).
  • Dividend rate guaranteed throughout the term.
  • Maximum return with dividends compounded and posted quarterly.
  • At end of term, you will receive a maturity notice with 10-day grace period.
  • New Deposit Policy limits to $300,000. 
CD Jumbo & Rate Match
CD Jumbo Bonus +5 Basis Points over $50,000 or
+10 Basis Points over $100,000
CD Rate Match Match Competitor Rate up to 25 Basis Points

Base Rates (As Low As) subject to change and adjustment for Credit Score. Loans subject to approval.
*100% of MSRP/NADA/Kelley/Appraisal. *APR = Annual Percentage Rate