Rates

Tornado Shelter	3.00%	60	$5,000
Emergency Generator	3.00%	60	$5,000
Autos*	3.00%	84	*
Computer	6.00%	24	$2,500
Other Collateral	7.00%	*	*
Christmas	9.00%	12	$1,000
Signature	10%	36	$3,500
Secured Share	Sh + 1%	---	100% of Sh
Secured CD	CD + 1%	---	100% of CD
Loan	APR	Term (Mths)	Available

Policy Summary

Base Rates (As Low As) subject to change and Policy.  Loans subject to approval.
*100% of MSRP/NADA/Kelley/Appraisal.  APR = Annual Percentage Rate

*Autos	Term
10,000-	36
10,000+	48
20,000+	60
30,000+	72
40,000+	84

**Other	Term
10,000-	36
10,000+	48
15,000+	60

Policy Summary

	Rate	APY	Min
Savings	0.50%	0.50%	$5
6	.70%	.70%	$1,000
12	.80%	.80%	$1,000
24	1.20%	1.20%	$1,000
24 Anniversary	1.50%	1.50%	$1,000-$50,000

Policy Summary

Penalty for early CD withdrawal.
All Dividends Compounded Quarterly.
Rates subject to change at Board discretion.
Savings Rate for most recent Quarter End.
Anniversary CD limited to $50,000, Availability, and New CD Money only.

*APY = Annual Percentage Yield