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Rates

Loan Rates
Loan APR* Term Amount
Tornado Shelter 5.00% 60 months $7,500
Emergency Generator 5.00% 60 months $9,000
Autos* 6.25% 84 months *
Computer 12.00% 24 months $2,500
Other Collateral 8.00% * *
Christmas 12.00% 12 months $1,500
Signature 13% 36 months $3,500
Secured Share Sh + 1% N/A 100% of Sh
Secured CD CD + 1% N/A 100% of CD

Policy Summary

Base Rates (As Low As) subject to change and adjustment for Credit Score.  Loans subject to approval.

*100% of MSRP/NADA/Kelley/Appraisal.  *APR = Annual Percentage Rate

Deposit Rates
Type Rate APY* Min
Savings 0.10% 0.10% $5
CD 6 3.20% 3.24% $1,000
CD 12 3.10% 3.14% $1,000
CD 24 2.85% 2.88% $1,000
CD 36 2.75% 2.78% $1,000
IRA 2.85% 2.88% $0

 

Policy Summary

Penalty for early CD withdrawal.
All Dividends Compounded Quarterly.
Rates subject to change at Board discretion.
Savings Rate for most recent Quarter End.
IRA Rate applies to Current Quarter.

*APY = Annual Percentage Yield

Auto Terms
Amount Term
10,000- 36
10,000+ 48
20,000+ 60
30,000+ 72
40,000 84
Other Terms
Amount Term
10,000- 36
10,000+ 48
15,000+ 60
20,000+ 72
25,000+ 84

Policy Summary

Base Rates (As Low As) subject to change and adjustment for Credit Score. Loans subject to approval.
*100% of MSRP/NADA/Kelley/Appraisal. *APR = Annual Percentage Rate