Debit Card

The Energize Credit Union Visa Debit Card is an ATM Card that works like a Check.

  • Pay as you go and eliminate the need to use cash in your wallet or carry a bulky checkbook.
  • The transaction is fully described on your regular account statement.
  • Because it’s not credit, you won't get a monthly bill.
  • ATM Fee Free at 7-Eleven, QuikTrip, Shell, OnCue, Kum&Go.

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Lost/Stolen Cards call

Fee-Free ATMs

Bill Pay

Bill Pay is a service within Energize Online Banking that allows you to pay virtually anyone or any company from your account. You determine who you want to pay, when to make the payment, or make it recurring. It is quick, convenient and very easy to use.  Paying just 10 bills a month saves an average of $75/Yr in stamps/envelopes/checks.

Learn more
about Online Bill Pay

Learn how to
pay your bills online

Mobile Deposit

Mobile Deposit allows you to Deposit Checks to Energize 24/7, with our Smartphone App.

  • Capture Check Image, front and back, then submit image to Energize for processing.
  • Easy to use, accurate, and highly secure. 
    Save the Check for 90 Days then destroy.
  • Sign & Endorse Check:
    “ECU Mobile Deposit Only; Acct _____”

Mobile Deposit Instructions

Frequently Asked Questions

Online Banking and App

Online Banking and App gives you Account access 24-hours a day to perform most transactions a teller can.

Use your Laptop or iPhone / Android App to do any of the following: 

  • Verify Deposit/Loan Balances
  • Review Acct History
  • Transfer Funds
  • Make Loan Payments
  • Request a teller’s Check be mailed to your Home
    (Click Contact Us, then Check Withdraw)


If you are a Joint Owner on more than one Account, call us and we can enable you to see both in Online Banking.

Need to transfer funds between the two Accounts? No problem, you can do it 24/7. It's simple, its quick, and its FREE!

Download Our App!


Direct Debit/Credit ACH (Automated Clearing House) will save you time and money by allowing your social security, pension, or retirement check deposited directly to your Energize Acct.  ACH is typically low dollar repetitive payments, transfers, or deposits to or from your Energize Acct.  

Give below to other credit union, bank, social security, or utility (they must originate transaction, Energize cannot):

Energize Routing # (ABA) 303085434
Acct Type Savings (No Checking)
Your Energize Acct Name  
Your Energize Acct # 5 Digits Max

Service Request Form

Payroll Deduction

If you prefer to deposit only part of your check, our payroll deduction program is right for you. With this free service, you can deposit as much as you like to your ECU Account. It’s the perfect way to build your savings account, or make loan payments!

Free yourself of worries about sending that loan payment on time, or give yourself some comfort knowing you are regularly saving from each paycheck. Payroll deduction services are available to all Cooperative employees. Talk with your local Payroll office for more information.

Quick and easy way for you to send or receive funds from another financial institution.

Outgoing Wire Instructions

Accepted weekdays for a $20 Fee. Requests must be received by 2:30 PM.
Energize Credit Union Wire Transfer Form must be used and include the following:

  • Financial Institution Name & ABA Routing #
  • Further Credit Name & ABA (if applicable)
  • Beneficiary Acct #, Name, and Physical Address

Incoming Wire Instructions

Wire to Routing # (ABA) Bank of Oklahoma; Oklahoma City, OK 73124
For credit to Acct # Energize CU | 198895
Final credit to Member Name & Acct #

Service Request Form

Gap Protection

Autos and Sport Craft $250.  Very similar to what dealers offer. Gap protection covers the difference between the sale price of your new car and its depreciated value. This added protection makes up for what your regular insurance policy won't cover, if you were to have an accident or lose your car to theft.

Mechanical Repair Coverage (MRC)

MRC can help you limit the cost of any covered breakdowns, and you pay only the Deductible, if any.  Available for New or Used Vehicles, with optional Coverage levels, and substantial savings versus the Dealer.

Learn More

Mechanical Repair Coverage


We can pull an NADA report for you at no charge.


We can pull a CarFax report for a $20 Fee.


Overnight Checks or Documents for Cost + $5 Fee.

Notary Service

OKC Office provides Notary Service during business hours at no charge.  Bring Govt issued photo ID along with document, and don’t sign them until you arrive.

Service Request Form