Debit Card
The Energize Credit Union Visa Debit Card is an ATM Card that works like a Check.
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Pay as you go and eliminate the need to use cash in your wallet or carry a bulky checkbook.
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The transaction is fully described on your regular account statement.
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Because it’s not credit, you won't get a monthly bill.
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ATM Fee Free at 7-Eleven, QuikTrip, Shell, OnCue, Kum&Go.
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Apply Now Disclosure
Lost/Stolen Cards call
800-791-2525
Fee-Free ATMs
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Bill Pay
Bill Pay is a service within Energize Online Banking that allows you to pay virtually anyone or any company from your account. You determine who you want to pay, when to make the payment, or make it recurring. It is quick, convenient and very easy to use. Paying just 10 bills a month saves an average of $75/Yr in stamps/envelopes/checks.
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Learn more
about Online Bill Pay
Learn how to
pay your bills online
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Mobile Deposit
Mobile Deposit allows you to Deposit Checks to Energize 24/7, with our Smartphone App.
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Capture Check Image, front and back, then submit image to Energize for processing.
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Easy to use, accurate, and highly secure.
Save the Check for 90 Days then destroy.
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Sign & Endorse Check:
“ECU Mobile Deposit Only; Acct _____”
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Mobile Deposit Instructions
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Frequently Asked Questions
Online Banking and App
Online Banking and App gives you Account access 24-hours a day to perform most transactions a teller can.
Use your Laptop or iPhone / Android App to do any of the following: 
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Verify Deposit/Loan Balances
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Review Acct History
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Transfer Funds
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Make Loan Payments
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Request a teller’s Check be mailed to your Home
(Click Contact Us, then Check Withdraw)
Disclosures
If you are a Joint Owner on more than one Account, call us and we can enable you to see both in Online Banking.
Need to transfer funds between the two Accounts? No problem, you can do it 24/7. It's simple, its quick, and its FREE!
Download Our App!

Direct Debit/Credit ACH (Automated Clearing House) will save you time and money by allowing your social security, pension, or retirement check deposited directly to your Energize Acct. ACH is typically low dollar repetitive payments, transfers, or deposits to or from your Energize Acct.
Give below to other credit union, bank, social security, or utility (they must originate transaction, Energize cannot):
Energize Routing # (ABA) |
303085434 |
Acct Type |
Savings (No Checking) |
Your Energize Acct Name |
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Your Energize Acct # |
5 Digits Max |
Service Request Form
Payroll Deduction
If you prefer to deposit only part of your check, our payroll deduction program is right for you. With this free service, you can deposit as much as you like to your ECU Account. It’s the perfect way to build your savings account, or make loan payments!
Free yourself of worries about sending that loan payment on time, or give yourself some comfort knowing you are regularly saving from each paycheck. Payroll deduction services are available to all Cooperative employees. Talk with your local Payroll office for more information.
Quick and easy way for you to send or receive funds from another financial institution.
Outgoing Wire Instructions
Accepted weekdays for a $20 Fee. Requests must be received by 2:30 PM.
Energize Credit Union Wire Transfer Form must be used and include the following:
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Financial Institution Name & ABA Routing #
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Further Credit Name & ABA (if applicable)
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Beneficiary Acct #, Name, and Physical Address
Incoming Wire Instructions
Wire to Routing # (ABA) |
Bank of Oklahoma; Oklahoma City, OK 73124
103-900-036 |
For credit to Acct # |
Energize CU | 198895 |
Final credit to |
Member Name & Acct # |
Service Request Form