Skip to main content

Certificate of Deposit Jumbo Bonus

Sometimes financial terminology can be confusing. Below we breakdown greater return opportunities available through jumbo CD’s.

What is a jumbo CD?

It is identical to a regular CD, except it requires a higher minimum opening deposit.

What minimum deposit does Energize require for a CD to be considered a jumbo CD?

$50,000

What bonus does Energize offer for jumbo CD's?

We offer an additional 5 basis points for CD's over $50,000 & an additional 10 basis points for CD's over $100,000.

What is a basis point?

A basis point refers to one-hundredth of a percentage point. For example, the difference between 3.75% and 4.00% is 25 basis points.

If you are interested in learning more speak with your local credit union director or contact Energize directly at 405-478-0046 or admin@energize.coop. You can also find more information at https://www.energize.coop/Save/Certificates-of-Deposit.


Credit Union deposits are federally insured by NCUA. To check current CD rates, visit https://www.energize.coop/Rates#Savings-Rates. Early withdrawal penalties may apply.

Base Rates (As Low As) subject to change and adjustment for Credit Score. Loans subject to approval.
*100% of MSRP/NADA/Kelley/Appraisal. *APR = Annual Percentage Rate