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Certificate of Deposit Jumbo Bonus

Sometimes financial terminology can be confusing. Below we breakdown greater return opportunities available through jumbo CD’s.

What is a jumbo CD?

It is identical to a regular CD, except it requires a higher minimum opening deposit.

What minimum deposit does Energize require for a CD to be considered a jumbo CD?


What bonus does Energize offer for jumbo CD's?

We offer an additional 5 basis points for CD's over $50,000 & an additional 10 basis points for CD's over $100,000.

What is a basis point?

A basis point refers to one-hundredth of a percentage point. For example, the difference between 3.75% and 4.00% is 25 basis points.

If you are interested in learning more speak with your local credit union director or contact Energize directly at 405-478-0046 or You can also find more information at

Credit Union deposits are federally insured by NCUA. To check current CD rates, visit Early withdrawal penalties may apply.

Base Rates (As Low As) subject to change and adjustment for Credit Score. Loans subject to approval.
*100% of MSRP/NADA/Kelley/Appraisal. *APR = Annual Percentage Rate