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Loan Add Ons Offer Financial Flexibility

At Energize, we offer the flexibility to add on to your loan during its term. This means that if you find yourself in need of additional funds, you can borrow extra amounts and have them added to your outstanding balance. However, there are a few conditions to keep in mind.

Firstly, to be eligible for this add-on feature, your loan balance must be $200 below the maximum loan limit allowed for that loan category. This ensures that you have some room to accommodate the additional amount.

Secondly, if the current interest rate is lower than the original rate of your loan, the loan will remain at its original rate. If the current interest rate is higher than the original rate of your loan, the rate on your loan will increase to the current interest rate.

We understand that financial needs can change over time, and our goal is to provide you with the flexibility to adjust your loan accordingly. So, if you find yourself in need of extra funds, consider adding on to your loan and expanding your borrowing capacity.

If you are interested in learning more about loan add-ons speak with your local credit union director or contact Energize directly at 405-478-0046 or

Base Rates (As Low As) subject to change and adjustment for Credit Score. Loans subject to approval.
*100% of MSRP/NADA/Kelley/Appraisal. *APR = Annual Percentage Rate