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What's Your Plan to Save?

Energize Credit Union offer’s both Traditional and Roth IRA accounts to help get you started on the road to savings. Like the name suggests, an IRA is opened by a person on their own, not with their employer like a 401(k). You can open one yourself at Energize Credit Union.

There are two types of individual retirement arrangements (IRAs): Traditional and Roth. So, what makes a Roth IRA different from a traditional IRA? Its tax treatment. With traditional IRAs, you contribute pre-tax dollars — meaning those contributions are tax deductible in the year when you make them and then fully taxable when you withdraw the money in retirement. It’s the opposite with a Roth IRA, and there are benefits to paying taxes upfront.

If you are interested in learning more about IRA’s or if you would like to get one set up speak with your local credit union director or contact Energize directly at 405-478-0046 or You can also find more information at

Base Rates (As Low As) subject to change and adjustment for Credit Score. Loans subject to approval.
*100% of MSRP/NADA/Kelley/Appraisal. *APR = Annual Percentage Rate